If you’ve been injured in an auto accident, your primary goal should be recovering from your injuries. Once you are back to health, your focus will likely shift to your financial recovery. With medical bills and living expenses piling up, it’s understandable to want a faster settlement payout. Often, the speed at which your car accident injury case moves is in the hands of the insurance company, but there are things you can do to streamline the process. Consider the following tips to get a faster settlement payout from a car accident injury.

Document Everything After the Car Accident

The moments and days following a car accident can be both terrifying and chaotic. From seeking medical treatment to dealing with mechanics, you may be too busy with the present circumstances to think about a future settlement. However, there are things you can do right away to ensure a speedier car crash compensation payout process. You must document everything.

Begin by contacting the police immediately after the accident. The responding officer will take statements from both drivers and witnesses and may issue citations. Be sure to request copies of these for your own records. If you are able, take pictures of the cars involved, as well as any visible injuries you may have at the scene. These will become valuable evidence during the discovery phase of the settlement. Instead of waiting to collect this information until that time, which can be a lengthy process, involving multiple phone calls and requests, you will have them ready to respond as soon as your attorney requests them.

Following the accident, you will need to show proof of your injuries in addition to medical expenses incurred. Most insurance companies will not settle a car accident injury case until the majority of medical treatment has occurred. Be prepared to show your detailed medical records to verify your treatment plan before an insurance company will consider a car accident lawsuit payout.

Hire a Personal Injury Attorney

Insurance companies may lead you to believe you don’t need an attorney to settle your car accident injury claim. They know that victims without representation typically settle for much less than they deserve. Either they take the first offer they receive, without negotiation, or they become weary of a long, drawn-out process and eventually give in to a lowball offer. Not only do they settle for less, but they are also exhausted by the difficult process of taking on the insurance company alone.

Working with a personal injury attorney, on the other hand, has many benefits. First, you will have peace of mind, knowing that your case is in experienced hands. Personal injury attorneys have worked to get settlements for countless victims, and they know how to negotiate with insurance companies. Your attorney will know how to navigate responses for information and calls to medical professionals. While you continue to heal, they can take on the weight of your case. In addition, personal injury attorneys typically secure larger settlements than victims that choose to represent themselves, and most won’t ask for payment until you receive your settlement payout.

You Could Accept a Modest Offer to Settle Faster

Unfortunately, the easiest way to get a fast settlement payout is to accept the first offer you receive from the insurance company, which is almost always less than you deserve. During negotiations, the insurance companies expect to go back and forth several times before landing on a settlement amount both parties can agree upon. Therefore, the initial settlement offer is typically lower than what the insurance company is willing to eventually give. The key to receiving a higher settlement, however, isn’t to focus on the speed of the settlement, but to be patient.

Consider a Fast Pre-Settlement Cash Advance Rather Than a Fast Settlement

Understandably, it can be a challenge to be patient during the car accident compensation process. You likely have medical bills piling up, along with your day-to-day living expenses. Matters are made worse if you are out of work due to your injuries. If receiving a higher settlement is more important to you than receiving a faster settlement, you do have options to make ends meet while you wait. The first is to seek financial assistance from friends and family. In the event that this isn’t an option, you could also look to get a bank loan to cover costs, but this can be hard to obtain as well. Another option is a pre-settlement cash advance.

A pre-settlement cash advance, also known as lawsuit funding, was designed to help ease the financial burdens of personal injury victims while they wait for their cases to settle. While you are technically borrowing money when you accept a car accident cash advance, the money is not a loan, but rather a non-recourse investment in your case. The funding provider is simply buying the right to a portion of your settlement once it’s received. The money is also provided risk-free. If you receive no settlement, you owe nothing.

While a car accident case cash advance may not be the right choice for everyone, it may be the best option to help with expenses while you wait for your personal injury case to settle. You likely qualify for funding if you are working with an attorney, are at least 18 years old, and have a pending personal injury case. To apply for a pre-settlement cash advance, simply contact the funder, who will request basic information from you and your attorney. Once an underwriter reviews your case, you could have the money you need in as little as 24 hours!

When people experience an auto accident injury, they want a quick recovery, both medically and financially. Often, the speed of a settlement payout is largely out of your control, but there are things you can do to make the process easier and more efficient. First, document everything, from the details of the accident to medical procedures and expenses. Next, work with an experienced attorney who will assist you every step of the way. If a fast payout is the most important factor for you, you could also accept the insurance company’s first, and lowest, settlement offer. However, to receive the best possible settlement, you may need to be patient.  If the pressure of financial burdens makes waiting for your payout a challenge, it may be time to consider financial assistance from a reputable lawsuit funding provider such as Plaintiff Relief.